How to Get Quick Approval Loan Against Property in R K Puram, Delhi – Why Infintech is the Best Service Provider
If you’re a property owner in R K Puram, Delhi, and need immediate funds for your business, personal use, education, or medical emergency, a Loan Against Property (LAP) can be the smartest financial solution. With secured lending options offering high loan amounts at competitive interest rates, LAP has become one of the most preferred financial tools. However, the key challenge most borrowers face is quick approval and disbursement.
In this article, we’ll guide you step-by-step on how to get quick approval for a loan against property in R K Puram, and why Infintech stands out as the best service provider for LAP and other secured/unsecured loans in the Delhi NCR region.
What is a Loan Against Property?
A Loan Against Property is a type of secured loan where you mortgage your residential, commercial, or industrial property to a bank or NBFC in exchange for a loan. The loan amount depends on the market value of the property, borrower’s income, and repayment capacity.
You continue to retain ownership of the property while enjoying liquidity for a long tenure (up to 15-20 years). It’s one of the most cost-effective credit options with lower interest rates compared to personal or business loans.
Key Benefits of a Loan Against Property
Higher loan amounts – up to 70% of the property value.
Lower interest rates – generally between 8.50% to 12% p.a.
Flexible tenure – ranging from 5 to 20 years.
Use for multiple purposes – education, expansion, wedding, debt consolidation, etc.
Continuous ownership – you don’t lose possession of the property.
Steps to Get Quick Loan Against Property in R K Puram, Delhi
1. Check Eligibility
Eligibility for LAP depends on:
Property ownership (freehold preferred)
Type of property – residential or commercial
Applicant’s age (21 to 65 years)
Income proof (salary slip, ITR, GST returns, etc.)
CIBIL score (preferably 700+)
2. Property Valuation and Documentation
Get your property evaluated by a certified agency. Documents required include:
Property title deed
Chain of ownership
Property tax receipt
Latest utility bills
Sanctioned building plan
3. Choose the Right Lender
Interest rates, processing fees, turnaround time, and customer service differ from bank to bank. Leading banks and NBFCs like HDFC, ICICI, Kotak, Bajaj Finserv, and PNB Housing offer LAP. However, applying through a trusted DSA or financial aggregator like Infintech helps you find the best deal faster.
4. Apply via Infintech for Quick Turnaround
Instead of visiting multiple bank branches, applying through Infintech simplifies the process. You get:
Instant eligibility check
Multiple offers from top banks/NBFCs
Dedicated relationship manager
Faster document pick-up and processing
5. Loan Sanction and Disbursement
Once your documents and property are verified, the lender issues a sanction letter, followed by agreement signing and disbursement. With Infintech’s expert backend team, you can expect loan disbursal within 4-7 working days (subject to eligibility and paperwork).
Why Choose Infintech for Loan Against Property in R K Puram, Delhi?
With numerous agents and DSA services in Delhi NCR, what makes Infintech stand out? Here are solid reasons why thousands trust Infintech for loan against property and other loan services:
1. Strong Network with Banks and NBFCs
Infintech has tie-ups with 25+ leading banks and NBFCs, including:
HDFC Ltd.
ICICI Bank
Kotak Mahindra Bank
Tata Capital
PNB Housing Finance
Aditya Birla Capital
Indiabulls
Bajaj Finserv
This means you get multiple loan offers under one roof, saving time and effort.
2. Local Expertise in R K Puram and Delhi NCR
Unlike generic national DSAs, Infintech has deep-rooted local knowledge of R K Puram, South Delhi, and nearby areas like Vasant Vihar, Munirka, Chanakyapuri, and Safdarjung. Their team is aware of the property rates, legal concerns, and bank preferences in this region.
3. Quick Turnaround Time
Infintech prides itself on quick processing and disbursement. With a streamlined documentation process, digital tools, and strong backend coordination, loans are often sanctioned within 3–5 days for eligible clients.
4. Free Consultation and Eligibility Check
Whether you are a salaried individual, self-employed professional, or small business owner, Infintech offers a free eligibility assessment. You can either visit their office or get a virtual consultation.
5. Transparent Process with Zero Hidden Charges
Infintech ensures 100% transparency in the process. Their advisors explain:
All charges (processing, legal, valuation)
EMI options
Interest rate variations
Insurance or collateral clauses
There are no hidden commissions or force-selling of products.
6. Doorstep Document Collection
Busy schedule? No worries. Infintech provides doorstep document collection and coordination, so you can relax while their team does the legwork.
7. Post-Sanction Support
Their relationship doesn’t end with disbursement. Infintech offers post-loan support such as:
Pre-closure or balance transfer assistance
Top-up loan help
Insurance & legal advice (if needed)
Customer Testimonial – Mr. Rajeev Kumar, R K Puram
“I urgently needed ₹40 lakhs for my daughter’s admission abroad. I approached Infintech on a friend’s recommendation. They helped me mortgage my R K Puram property and got me a loan from HDFC within 5 days. The experience was smooth and professional. Highly recommended!”
Conclusion
A Loan Against Property is one of the best ways to unlock the hidden value of your property without selling it. But to get the best interest rates and quick approval in R K Puram, you need a reliable partner.
Infintech emerges as the top choice due to:
Their vast banking network
In-depth local expertise
Transparent and fast service
Professional and courteous advisors
So if you’re looking for a quick LAP in R K Puram or anywhere in Delhi NCR, reach out to Infintech today for a free consultation and get your funds in hand faster than you imagined!
Contact Infintech
📍 Location: South Delhi Office – Near R K Puram
📞 Phone: +91-9650885375
🌐 Website: https://infintech.in/
📧 Email: admin@loan7d.com
🕒 Timings: Mon–Sat | 10 AM – 7 PM
