How to Get Quick Approval for Loan Against Property in Noida & Delhi – Why Infintech is the Best Service Provider
In India’s rapidly expanding urban landscape, cities like Noida and Delhi have emerged as financial hubs where people often seek secured loans for business expansion, personal needs, or debt consolidation. Among the various loan options available, a Loan Against Property (LAP) stands out due to its higher loan amounts, lower interest rates, and flexible repayment terms. However, quick approval isn’t always easy—especially with traditional banks’ stringent paperwork and lengthy verification procedures.
If you’re located in Noida or Delhi NCR and looking to get quick approval for a Loan Against Property, this article will guide you through the process and explain why Infintech is considered one of the best loan service providers in the region.
What is a Loan Against Property (LAP)?
A Loan Against Property is a secured loan where you pledge your residential, commercial, or industrial property as collateral to borrow funds from a bank or NBFC. The loan amount is usually a percentage (up to 70%) of the property’s market value. This type of loan can be used for various purposes—business expansion, children’s education, marriage, medical emergencies, or consolidating high-interest debts.
Key Benefits of LAP
Lower Interest Rates: Since the loan is secured, interest rates are generally lower compared to personal loans or business loans.
Longer Tenure: LAP can be repaid over a tenure of up to 15-20 years.
Higher Loan Amount: Based on property value, you can get a substantial loan amount—often ranging from ₹10 lakhs to ₹5 crores or more.
Multi-Purpose Usage: Unlike some loans, LAP funds can be used for any personal or business requirement.
Ownership Retention: You continue to own and use the property even while it’s mortgaged.
How to Get Quick Approval for LAP in Noida & Delhi
Getting a quick loan approval depends on several factors including the borrower’s eligibility, property documents, CIBIL score, and the lender’s internal process. Here are some practical steps to speed up your loan against property approval:
1. Choose the Right Service Provider or DSA
Approaching a Direct Selling Agent (DSA) like Infintech, who has tie-ups with multiple banks and NBFCs, saves time and effort. Infintech understands the eligibility criteria of various lenders and matches your profile with the most suitable options.
2. Check Eligibility in Advance
Before applying, ensure you meet the basic criteria:
Age: 21 to 65 years
Salaried or self-employed
Property ownership with clear title
Minimum monthly income as per lender norms
Minimum CIBIL score: 650+
3. Keep Your Documents Ready
Documentation is crucial for fast processing. Common documents include:
KYC documents (Aadhar, PAN)
Income proofs (ITR for last 2-3 years, salary slips, bank statements)
Property documents (Title deed, sale deed, sanctioned plan, property tax receipts)
Business proof (if self-employed)
Having everything ready avoids back-and-forth delays.
4. Get a Property Valuation Done
Lenders require a current valuation of the property. Using an agency or a service provider like Infintech, which coordinates valuations quickly, can fast-track the process.
5. Improve Your CIBIL Score
A good CIBIL score ensures faster approval and better interest rates. If your score is low, clear existing dues or take help from experts like Infintech to improve your credit profile.
6. Opt for NBFCs or Private Lenders (if urgent)
While banks offer LAP at lower interest rates, NBFCs and private lenders can approve loans much faster—sometimes within 48-72 hours. Infintech has exclusive tie-ups with such lenders in Noida & Delhi.
Interest Rates and Processing Time in Delhi NCR
Lender Type Interest Rate Processing Time
Public Banks (e.g., SBI, PNB) 9% – 11% p.a. 7 – 15 days
Private Banks (e.g., HDFC, ICICI) 9.5% – 12% p.a. 5 – 10 days
NBFCs (e.g., Bajaj Finserv, Tata Capital) 10% – 14% p.a. 3 – 7 days
Private Financiers (via Infintech) 12% – 18% p.a. 2 – 5 days
Why Infintech is the Best Loan Against Property Provider in Noida & Delhi
With hundreds of DSAs operating in the Delhi NCR market, Infintech has carved a niche for itself. Here’s why Infintech is the preferred choice for thousands of borrowers:
✅ 1. Wide Network of Banks & NBFCs
Infintech has strong tie-ups with over 50+ leading banks and NBFCs, allowing clients to choose the best interest rates and quick disbursement options.
✅ 2. Same-Day Loan Assessment
Infintech offers free eligibility checks and provides same-day pre-approval assessment, so you don’t waste time chasing unviable lenders.
✅ 3. Doorstep Services
From document collection to valuation and final agreement signing, Infintech offers end-to-end doorstep service—ideal for busy professionals and entrepreneurs.
✅ 4. Loan Even with Low CIBIL
If your credit score is not ideal, most banks will reject your application. But Infintech works with alternate lenders who provide LAP even with CIBIL scores under 650, using business income projections or alternative documentation.
✅ 5. Customized Offers
Every client is unique. Infintech provides personalized offers based on property type, location, and repayment capacity. This ensures you get the best deal, not just the first deal.
✅ 6. Transparent Process
Infintech believes in zero hidden charges and explains every cost up front—processing fee, valuation fee, foreclosure charges, etc.
✅ 7. High Disbursement Rate
Thanks to a trained team and efficient backend operations, over 90% of Infintech’s LAP applications get approved—much higher than the industry average.
Real Case Study: LAP Approval in Just 3 Days
Mr. Rajeev Sharma, a self-employed businessman from Sector 62, Noida, urgently needed ₹40 lakhs for working capital. Traditional banks delayed due to his inconsistent ITRs. He approached Infintech, and within 72 hours, the loan was sanctioned by a reputed NBFC at 12% p.a., using his commercial property in Sector 18 as collateral.
Final Words
Getting a Loan Against Property in Noida or Delhi doesn’t have to be a slow or frustrating process. With the right guidance, proper documentation, and expert coordination, your LAP can be approved in a matter of days.
Infintech has become a trusted name for its faster processing, flexible eligibility, and excellent customer support. Whether you’re salaried, self-employed, or even have CIBIL issues, Infintech can help you secure the best LAP deals in Delhi NCR.
Need a Quick Loan Against Property in Delhi or Noida?
📞 Contact Infintech Today
🌐 Visit: https://infintech.in/
📧 Email: admin@loan7d.com
📍 Locations: Noida | Connaught Place Delhi | Dwarka | Gurgaon
