How to Get Quick Approval for Loan Against Property in Hari Nagar Ashram, Delhi – And Why Infintech Is the Best Service Provider
When you’re in urgent need of funds, a Loan Against Property (LAP) can be one of the smartest and most cost-effective ways to raise a large amount. Whether it’s for business expansion, a medical emergency, children’s education, or debt consolidation, leveraging the value of your owned property can help unlock the cash you need quickly. If you’re based in Hari Nagar Ashram, Delhi, this guide will help you understand how to get a loan against property quickly—and why Infintech is the most reliable service provider in the region.
What is a Loan Against Property (LAP)?
A Loan Against Property is a secured loan where you pledge your residential, commercial, or industrial property as collateral to get a loan from a bank or NBFC. You can continue using the property while the loan is active. The loan amount depends on the property’s market value, usually ranging from 50% to 70% of the value.
Key Benefits of LAP
Lower Interest Rates: Compared to unsecured loans like personal loans, LAP comes with lower interest rates, starting from around 8.5% per annum.
Higher Loan Amount: You can avail up to ₹5 crores or more, depending on the value of your property.
Longer Repayment Tenure: LAP tenures can go up to 15–20 years, making EMIs more manageable.
End-Use Flexibility: Funds can be used for business, education, personal needs, or even to repay other high-interest debts.
Step-by-Step Guide to Getting Quick Approval for LAP in Hari Nagar Ashram, Delhi
1. Evaluate Your Property Value
The first step is understanding your property’s worth. In Hari Nagar Ashram, residential and commercial properties command decent market prices. If your property is free from litigation and properly registered, you’re already in a good position to get a high-value loan.
Pro Tip: Keep documents like the title deed, registry, previous sale deeds, and tax receipts ready.
2. Check Eligibility Criteria
Though eligibility may vary slightly from lender to lender, the common criteria include:
Applicant age: 25 to 65 years
Stable income: Salaried or self-employed
Clear property ownership
Good credit score (usually 650+)
Property must be in an approved area (Hari Nagar Ashram qualifies for most banks)
3. Prepare the Required Documents
Having your documents ready will significantly cut down the processing time. Typical documents required are:
For Individuals:
ID proof: Aadhaar, PAN, Voter ID
Address proof: Utility bills, rent agreement
Income proof: Salary slips, bank statements, ITR for last 2–3 years
Property documents: Title deed, encumbrance certificate, possession certificate
For Self-Employed/Business Owners:
Business registration
GST returns or balance sheets
Profit and loss statements
Bank statements for last 12 months
4. Choose the Right Loan Partner – Why Infintech Is Best
Finding the right DSA (Direct Selling Agent) or loan service provider is crucial. This is where Infintech comes into the picture. Based in Delhi NCR, Infintech has emerged as the most trusted loan consulting company for property-based loans.
Here’s why borrowers from Hari Nagar Ashram prefer Infintech:
✅ Strong Bank & NBFC Tie-Ups
Infintech is partnered with all leading lenders like HDFC, ICICI Bank, Axis Bank, Tata Capital, Bajaj Finserv, PNB Housing, and more. This means you get access to multiple loan options in one place.
✅ Fast Turnaround Time
Infintech helps you with pre-approved offers and can arrange loan disbursal within 3–7 working days, thanks to their efficient backend team and excellent relationship managers.
✅ End-to-End Support
From document collection to legal & technical verification and even post-disbursement support, Infintech provides complete handholding support through the entire LAP journey.
✅ Customized Loan Offers
Infintech doesn’t just go with the first lender—they compare offers, interest rates, processing fees, and eligibility across banks to ensure you get the best deal tailored to your profile.
✅ Local Expertise in Hari Nagar Ashram
Their dedicated field executives are familiar with properties in the Hari Nagar Ashram and South Delhi region. They can fast-track the legal and technical verification, ensuring faster approval.
✅ Zero Consultation Charges
Infintech does not charge any upfront fee from customers. Their revenue comes from the lending partner, ensuring a completely transparent and fair process for you.
5. Application Process Simplified with Infintech
Here’s how Infintech makes the loan process easy for you:
Free Consultation: You share your requirements.
Document Pickup: They collect all necessary documents from your home or office in Hari Nagar Ashram.
Eligibility Check & Offer Comparison: Their backend team matches your profile with multiple banks.
Loan Sanction & Disbursal: Once the bank approves, the amount is disbursed directly to your account.
You can also track your application status in real-time.
Tips to Speed Up LAP Approval
Maintain a clean credit history
Avoid applying with multiple banks simultaneously (use Infintech’s platform instead)
Provide accurate income details and documentation
Avoid under-construction or disputed properties
Choose a registered property in a bank-approved area like Hari Nagar Ashram
LAP FAQs – Quick Answers
Q. How much loan can I get against my property in Hari Nagar Ashram?
A. You can get up to 70% of your property’s market value. For instance, a property worth ₹1 crore can fetch you ₹60–70 lakhs depending on the lender.
Q. Can I get a LAP if my CIBIL score is low?
A. Yes, Infintech works with lenders that offer LAP even if your CIBIL is under 650, although the terms may vary.
Q. Is the property transferred to the bank?
A. No, you retain ownership. The lender only takes a legal mortgage as security.
Q. Can I prepay or foreclose my LAP?
A. Yes, most banks allow foreclosure after 6 months with minimal charges.
Final Thoughts
If you’re based in Hari Nagar Ashram, Delhi, and need funds quickly, Loan Against Property is a smart financial tool. The key lies in choosing the right partner who can ensure a fast, hassle-free process.
That’s where Infintech shines. With a team of experienced professionals, deep lender relationships, and 100% customer-focused service, Infintech has helped thousands of customers in Delhi get the best LAP offers—and can do the same for you.
Need a Loan Against Property? Contact Infintech Today!
📞 Phone: +91-9650885375
🌐 Website: https://infintech.in/
📍 Location: Serving all of Delhi NCR, including Hari Nagar Ashram
Let Infintech turn your property into the financial support you need—fast, easy, and reliable.
