How to Get Quick Approval for Loan Against Property in Ghaziabad & Delhi: Why Infintech is the Best Service Provider
When you’re in need of a substantial amount of money—whether it’s for expanding your business, funding your child’s education, or handling medical emergencies—a Loan Against Property (LAP) can be an ideal financial solution. Residents in Ghaziabad and Delhi NCR often explore this secured loan option for its high loan amounts and lower interest rates compared to unsecured loans.
However, navigating the loan application process can be time-consuming and confusing. This is where expert guidance can make all the difference. Infintech stands out as a reliable, fast, and transparent service provider that simplifies your loan journey from start to finish.
In this article, we’ll guide you on how to get quick approval for a Loan Against Property in Ghaziabad and Delhi, and explain why Infintech is your best partner for the process.
What is a Loan Against Property (LAP)?
A Loan Against Property is a type of secured loan where you pledge your residential, commercial, or industrial property as collateral to the lender. Based on the market value of your property, the bank or NBFC offers you a loan, usually ranging from 50% to 75% of the property’s value.
Key Benefits:
Lower interest rates (usually 8% to 12% p.a.)
Longer repayment tenure (up to 15-20 years)
High loan amounts (₹10 lakhs to ₹10 crores)
Use for multiple purposes: business, education, marriage, debt consolidation, etc.
Steps to Get Quick Approval for Loan Against Property in Ghaziabad & Delhi
If you’re located in Ghaziabad, Delhi, Noida, or nearby NCR areas, here’s how you can speed up the loan approval process:
1. Check Your Eligibility First
Lenders typically assess:
Age: 25 to 65 years
Income stability (salaried or self-employed)
CIBIL Score: 700+
Clear property title and ownership
Property should be within municipal limits
💡 Tip: Infintech provides free eligibility checks with zero paperwork.
2. Keep Your Documents Ready
Having all documents ready will avoid unnecessary delays. These typically include:
For Salaried:
Aadhar & PAN card
Last 3 months’ salary slips
Latest Form 16
Property ownership documents
Bank statement (6-12 months)
For Self-Employed:
ITR of last 2-3 years
Balance Sheet & P&L Statement
Business Registration Proof
Bank statements
Ownership proof of property
3. Choose the Right Lender
Not all banks offer the same deal. Some may have lower interest rates, while others may process applications faster.
Top banks & NBFCs in Delhi NCR include:
HDFC Ltd
ICICI Bank
Kotak Mahindra
Axis Bank
Tata Capital
Bajaj Finserv
PNB Housing Finance
But researching each takes time. That’s where Infintech’s tie-ups with all top institutions help—they do the comparison for you.
4. Get Property Valuation Done Early
The loan amount largely depends on your property’s market value. A certified valuation from the lender is usually required. Infintech arranges this faster with in-house experts.
5. Work with a Trusted DSA Like Infintech
DSAs (Direct Selling Agents) act as mediators between borrowers and banks. A professional DSA like Infintech helps with:
Shortlisting lenders based on your profile
Managing documentation
Faster sanctioning
Negotiating better rates and charges
Why Infintech is the Best Loan Against Property Service Provider in Ghaziabad & Delhi
Whether you’re a business owner in Raj Nagar, a shopkeeper in Karol Bagh, or a salaried person in Indirapuram—Infintech has become the go-to LAP consultant in NCR.
✅ 1. One-Stop Loan Solution
Infintech offers access to 50+ banks and NBFCs, giving you multiple options under one roof. No need to run around to different banks.
✅ 2. Fastest Approvals
With their expert backend team and direct tie-ups, Infintech helps clients get approvals within 2–5 working days, subject to profile and documents.
✅ 3. Zero Hidden Charges
Transparency is key. Infintech ensures that clients know the processing fees, valuation charges, legal fees, and EMI terms upfront.
✅ 4. Experienced Relationship Managers
Their team comprises financial advisors who understand your needs and property type—be it a commercial showroom in Ghaziabad or a residential flat in South Delhi.
✅ 5. Support for CIBIL Challenged Cases
Got a low credit score? Infintech works with lenders who accept alternate credit proofs or co-applicant options to still get your LAP approved.
✅ 6. Free Site Visit & Documentation Pickup
Busy schedule? No worries. Infintech provides free doorstep services—including document pickup and property survey.
✅ 7. Specialized in Delhi NCR Region
Their local knowledge helps in handling area-specific requirements, like DDA properties, registry status, leasehold properties, and even builder floors.
Popular Areas Served by Infintech in Delhi & Ghaziabad
Delhi
Rohini
Pitampura
Laxmi Nagar
Janakpuri
Uttam Nagar
Vasant Kunj
Dwarka
South Extension
Ghaziabad
Indirapuram
Vaishali
Raj Nagar Extension
Kaushambi
Vasundhara
Crossing Republik
Customer Testimonials
“I needed ₹50 lakhs urgently for my business expansion. Infintech helped me get the loan against my Ghaziabad property within 4 days. Very professional and transparent.”
— Amit Sharma, Raj Nagar
“My property documents had some complications. Still, Infintech helped me find a lender who approved the loan without hassle. Highly recommended!”
— Pooja Mehra, Lajpat Nagar
Final Thoughts
Getting a Loan Against Property in Delhi or Ghaziabad can be smooth and quick—if you have the right guidance. With rising property values in the NCR, LAP is a smart way to unlock the potential of your real estate for your financial needs.
Choosing Infintech ensures that:
You get the best interest rates
The process is hassle-free
You save time and money
You deal with trusted loan experts
Whether you’re looking for ₹10 lakhs or ₹5 crores, Infintech can help you secure the best deal, quickly and confidently.
Need a Loan Against Property in Delhi NCR?
📞 Call Infintech Now
📍 Office in Ghaziabad & Delhi | 🕘 Open 6 Days
🌐 Visit: https://infintech.in/
📱 WhatsApp for free eligibility check & doorstep assistance!
