How to Get Quick Approval for a Home Loan in Old Delhi, Delhi – And Why Infintech is the Best Service Provider

Buying a home in a place as vibrant and densely populated as Old Delhi is a dream for many. Known for its heritage charm, bustling markets, and deep-rooted culture, Old Delhi holds both residential and commercial significance. However, due to high property demand and fluctuating real estate rates, securing a home loan in Old Delhi can sometimes be challenging if you’re not guided well.

Thankfully, with the rise of tech-driven financial service providers like Infintech, getting quick approval for a home loan is no longer a lengthy or frustrating process.

In this article, we will guide you on:

• How to get a quick home loan approval in Old Delhi

• Eligibility, documents, and application process

• And why Infintech stands out as the most reliable loan service provider in Delhi

Why Home Loans Get Delayed in Old Delhi

Before diving into the fast-track process, let’s understand the common reasons why home loan approvals in Old Delhi may take time:

• Complex Property Titles: Many properties in Old Delhi are ancestral or involve multiple ownerships, making title verification complicated.

• Outdated Documentation: Often, properties lack modern registration records or updated municipal documents.

• Lower CIBIL Scores: Many applicants are self-employed or deal in cash-heavy businesses, affecting their credit records.

• Unstructured Application Process: Applicants without proper financial planning or knowledge often face rejections or delays.

But the good news is, all of these issues can be managed efficiently with expert help—and that’s where Infintech steps in.

Steps to Get Quick Approval for a Home Loan in Old Delhi

If you’re planning to buy a home or refinance an existing property in Old Delhi, follow these tips to fast-track your home loan approval:

1. Check Your Eligibility

Before applying, check basic eligibility:

• Age between 21 to 60 years

• Minimum income of ₹25,000–₹40,000 per month

• Stable employment or business with 2+ years of continuity

• Good credit score (preferably 700+)

2. Get Your Credit Score in Order

Lenders prioritize applicants with a clean repayment history and a strong CIBIL score. If your score is low:

• Clear pending dues or EMIs

• Avoid applying to multiple lenders simultaneously

• Get expert help (Infintech also offers credit score improvement services)

3. Choose a Registered & Clear-Title Property

Ensure the property you’re purchasing has:

• Clear legal ownership

• Updated municipal records

• NOC from society (if applicable)

• Encumbrance certificate

Infintech assists in property legal checks to avoid rejections at the bank’s end.

4. Prepare Your Documents

Here’s a list of documents usually required for a home loan:

For Salaried Applicants:

• ID proof (Aadhar, PAN)

• Address proof (Voter ID, utility bill)

• Last 6 months salary slips

• Latest Form 16 or ITR

• Bank statement (6–12 months)

For Self-employed Applicants:

• PAN card, Aadhar

• Business proof (GST certificate, registration)

• ITRs for 2–3 years

• Balance sheet and P&L statement

• Bank statement of current account

5. Approach the Right Lender

Not every bank or NBFC has flexible policies for Old Delhi properties. Some are conservative due to location or age of property.

That’s why it’s important to work with a loan advisor like Infintech, which has tie-ups with all major banks (HDFC, ICICI, SBI, Axis, Kotak, LIC Housing, etc.) and knows which lender to approach based on:

• Your profile

• Property type

• Loan amount

• Tenure

6. Apply Through a Trusted DSA Like Infintech

Rather than applying directly through multiple banks (which can lower your credit score), apply through an expert Direct Selling Agent (DSA) like Infintech, who will:

• Compare offers from 20+ lenders

• Choose the bank best suited for your profile

• Negotiate the lowest interest rate

• Handle the paperwork

• Track your application till disbursal

Why Infintech is the Best Home Loan Service Provider in Delhi

There are dozens of loan agents and DSAs in Delhi, but Infintech has become a trusted name, especially in areas like Old Delhi, because of its:

1. Expertise in Complex Property Cases

Old Delhi has unique property issues—old constructions, inherited homes, unclear titles. Infintech’s legal and documentation team is well-versed with such cases and ensures all approvals are managed efficiently.

2. Fastest Loan Processing

Infintech has a record of getting loans sanctioned in as fast as 48 hours for eligible profiles. Their back-end team coordinates with banks and NBFCs in real-time, ensuring zero delays.

3. Zero Processing Charges

For select profiles, Infintech offers zero processing fee deals, especially for salaried applicants and first-time home buyers.

4. Personalized Loan Offers

Whether you’re a salaried individual, self-employed trader in Chandni Chowk, or someone renovating an ancestral haveli—Infintech tailors loan solutions that fit your needs and budget.

5. Tie-Ups with All Major Banks & NBFCs

You get access to loan offers from:

• HDFC Ltd.

• ICICI Bank

• SBI Home Loans

• Axis Bank

• PNB Housing

• Tata Capital

• LIC Housing Finance

• Bajaj Finserv, and many more.

6. Free CIBIL Consultation

Facing credit score issues? Infintech provides free CIBIL analysis and improvement tips, helping clients become eligible in a few months.

7. Doorstep Service in Old Delhi

Infintech offers doorstep document pickup and physical consultation in areas like:

• Chandni Chowk

• Daryaganj

• Sadar Bazaar

• Ballimaran

• Kashmere Gate

• Jama Masjid and more

This is especially helpful for elderly applicants or those not comfortable with digital banking.

Interest Rates & Loan Features (2025)

Note: Rates and tenures vary as per applicant profile and property condition.

Conclusion

Getting a quick home loan approval in Old Delhi is very much possible if you follow the right steps and work with experienced professionals. With so many technicalities involved—like title verification, documentation, and lender selection—trying to do it all yourself can be time-consuming and risky.

Instead, let experts like Infintech handle it all for you.

Whether you’re buying your dream home near Jama Masjid, or renovating an old haveli in Daryaganj, Infintech ensures your loan gets approved fast, with the best interest rates, and minimal hassle.