How to Get Quick Approval for Loan Against Property in Rajouri Garden, Delhi – Why Infintech is Your Best Service Provider
In the heart of West Delhi lies Rajouri Garden, a bustling commercial and residential hub known for its vibrant markets, growing businesses, and real estate developments. As the area continues to grow, many individuals and businesses often find themselves in need of substantial funding—whether for expansion, personal needs, or emergency purposes. This is where a Loan Against Property (LAP) comes in as a smart financial tool.
If you’re based in Rajouri Garden and looking to leverage the value of your property to secure a loan, this article will guide you on how to get quick approval and why Infintech is the most reliable loan service provider for you.
What is Loan Against Property (LAP)?
A Loan Against Property is a secured loan where you mortgage your residential, commercial, or industrial property to get access to substantial funds from banks or NBFCs. The amount you can borrow typically ranges from 50% to 75% of the property’s current market value.
LAP can be used for:
Business expansion
Personal needs like marriage or education
Consolidation of high-interest debts
Medical emergencies
Why Rajouri Garden is Ideal for LAP
Rajouri Garden’s real estate market is quite active. The area has high property values due to its excellent connectivity, business activity, and lifestyle amenities. Whether you own a shop in the market, an office space, or a residential house, your property can be your biggest asset when you need funds.
How to Get Quick Approval for Loan Against Property
Getting fast approval on a LAP is possible if you follow the right approach. Here’s a step-by-step guide tailored for Rajouri Garden residents and property owners:
1. Check Your Property’s Eligibility
Banks and NBFCs assess:
Property type: Residential, commercial, or mixed-use.
Ownership: You must have a clear and marketable title.
Location: Rajouri Garden properties generally get a higher loan value due to demand and infrastructure.
Age of the property: Most lenders prefer properties not older than 20–25 years.
2. Know Your Loan Eligibility
Lenders evaluate your:
Income source (salaried/self-employed)
Credit score (ideally 700+)
Existing EMIs and obligations
Business vintage (if self-employed)
Monthly income and bank statements
3. Keep Documents Ready
For fast processing, have the following documents handy:
For Individuals:
Aadhaar and PAN Card
Latest ITRs and salary slips (if salaried)
Bank statements (last 6–12 months)
Property documents with approved map
Address and identity proofs
For Businesses:
Business registration proof
GST returns and balance sheets
Income Tax returns
Bank statements (current account)
Partnership deed or company incorporation certificate
4. Get Property Valuation Done
A physical visit for valuation is a mandatory step. Ensure the property is well-maintained and has no legal disputes. In Rajouri Garden, valuation happens quickly due to the area’s real estate transparency and professional agencies.
5. Choose the Right Lender or DSA Partner
Approaching the right lender or authorized Direct Selling Agent (DSA) can make a big difference in getting a loan quickly, and this is where Infintech shines.
Why Infintech is the Best Service Provider for LAP in Rajouri Garden
There are many financial consultants in Delhi, but Infintech stands out for several reasons, especially when it comes to Loan Against Property services in Rajouri Garden.
1. Strong Network with Leading Banks & NBFCs
Infintech has tie-ups with major institutions like:
HDFC Ltd.
ICICI Bank
Bajaj Finserv
Tata Capital
LIC Housing Finance
Indiabulls
This allows them to match your profile with the best lender to ensure higher eligibility and faster disbursal.
2. Doorstep Documentation & Free Consultation
Located near Rajouri Garden, Infintech offers doorstep services—they send relationship managers to collect documents, explain options, and even assist with legal and technical valuation. Their free consultation saves you both time and money.
3. Fast Processing – Approval Within 48 Hours
Thanks to their industry experience and lender relationships, Infintech can get you loan approval within 48–72 hours, something that most banks can’t guarantee if you walk in directly.
4. Customized Loan Solutions
Whether you’re a shop owner in Rajouri Garden market, a salaried employee living in Tagore Garden, or a business owner with commercial property, Infintech creates tailored loan structures based on your needs and repayment ability.
5. Low-Interest Rate Negotiation
Infintech negotiates on your behalf for the lowest possible interest rates, sometimes securing offers lower than what’s publicly advertised.
Current LAP interest rates (as of 2025):
HDFC: Starting from 9.50% p.a.
ICICI: Starting from 9.75% p.a.
Bajaj Finserv: From 10.00% p.a.
Infintech can often help you get an additional 0.25%–0.50% discount depending on your profile.
6. End-to-End Support
From documentation to disbursal, Infintech handles everything. You don’t need to visit multiple banks or follow up endlessly—they keep you updated at every step and ensure a hassle-free experience.
Real Stories from Rajouri Garden Clients
Rohit Sharma, a shop owner in Rajouri Garden, said:
“I needed ₹50 lakhs for my son’s overseas education and business expansion. Infintech helped me get the loan approved within 3 days through HDFC with minimal paperwork. Truly impressed with their service.”
Priya Mehta, a resident of Vishal Enclave:
“As a salaried person, I wasn’t sure if I’d get a LAP easily. Infintech guided me step-by-step and got me the best deal from ICICI Bank. Highly recommended!”
Common Mistakes to Avoid
Not checking credit score before applying.
Submitting incomplete documentation.
Choosing a bank without comparing interest rates and processing fees.
Not involving an experienced DSA like Infintech, which results in delays or rejections.
Final Thoughts
A Loan Against Property is a powerful financial tool that can unlock large funds for personal or business needs. If you’re in Rajouri Garden or nearby areas like Tagore Garden, Ramesh Nagar, or Subhash Nagar, and looking for quick, hassle-free LAP approval, Infintech is your best option.
With their strong lender network, expert team, and commitment to customer satisfaction, Infintech ensures that your property works for you in the best way possible. So, instead of wandering from bank to bank, just connect with Infintech and get your LAP approved in record time.
Contact Infintech Today
Phone: +91-9650885375
Email: admin@loan7d.com
Website: https://infintech.in/
Office Location: Rajouri Garden, New Delhi
