How to Get Quick Approval for Loan Against Property in Rajendra Place, Delhi – And Why Infintech is the Best Service Provider
If you’re looking to unlock the hidden value of your property and need funds urgently, a Loan Against Property (LAP) is one of the smartest financial decisions you can make. Especially in a bustling commercial hub like Rajendra Place, Delhi, where property values are high and business needs are immediate, getting a quick loan against property can be a game-changer.
In this article, we will explore how to get fast approval for a LAP in Rajendra Place and why Infintech is emerging as the most trusted and efficient loan service provider in the region.
What is a Loan Against Property (LAP)?
A Loan Against Property (LAP) is a secured loan where you mortgage your residential, commercial, or industrial property to a bank or NBFC in exchange for a lump-sum loan. The loan amount usually depends on the market value of the property, your income profile, and creditworthiness.
Key Features of LAP:
Loan amounts can go up to ₹5 crores or more
Lower interest rates compared to personal loans
Tenure ranging from 5 to 20 years
Ideal for business expansion, medical emergencies, education, or debt consolidation
Why Rajendra Place is a Hotspot for Loan Against Property?
Rajendra Place is one of the top commercial and business zones in Delhi. It is home to hundreds of small and mid-size businesses, corporate offices, and consultants who often require working capital or business expansion funds. Many property owners in the area can leverage their real estate to secure large loans at lower interest rates.
Being located in a prime area means that the property value is significantly high, increasing your chances of loan approval with better terms.
Step-by-Step Guide to Get Quick Loan Against Property in Rajendra Place
1. Evaluate Your Property’s Market Value
The first step is to know the current market value of your property. Banks usually offer 50% to 70% of the market value as the loan amount. A well-maintained, legally clear property in Rajendra Place can fetch higher eligibility.
2. Check Eligibility Criteria
Most banks and NBFCs look for:
Salaried or self-employed individuals with stable income
Age between 21 to 65 years
Good CIBIL score (usually 700+)
Clear property ownership with no disputes
3. Prepare Required Documents
Common documents include:
Property papers (Title deed, NOC, property tax receipts)
Identity proof (Aadhaar, PAN)
Address proof
Income proof (Salary slips, ITR, bank statements)
Business proof (for self-employed)
4. Apply Through a Trusted Service Provider Like Infintech
Instead of going directly to multiple banks, apply through a DSA (Direct Selling Agent) like Infintech, who can negotiate with banks on your behalf and get you the best deal faster.
5. Get Property Valuation and Legal Verification Done Quickly
Once the application is submitted, banks will initiate property valuation and legal verification. If all goes well, you can expect disbursal within 5–7 working days.
Why Choose Infintech for Loan Against Property in Rajendra Place?
There are many DSAs and financial agents in Delhi, but Infintech stands out for several reasons:
✅ 1. Excellent Network with Banks & NBFCs
Infintech has strong tie-ups with all major lenders including:
HDFC Ltd
ICICI Bank
Axis Bank
Kotak Mahindra
Tata Capital
PNB Housing
Bajaj Finserv
And many more…
This ensures that your profile is matched with the best lender based on your needs.
✅ 2. Quick Processing & Minimal Documentation
Unlike traditional agents, Infintech uses a tech-enabled process to minimize documentation and speed up approvals. Their loan advisors help you assemble the right papers in one go to avoid delays.
✅ 3. Dedicated Relationship Managers
You get a personal loan advisor who assists you at every step — from eligibility check to property valuation to final disbursal.
✅ 4. Customized Loan Offers
Whether you’re a salaried individual or a business owner in Rajendra Place, Infintech ensures you get customized LAP offers with:
Lowest interest rates
Flexible tenure
Part-payment and foreclosure options
Balance transfer facility
✅ 5. Free CIBIL Check and Financial Consultation
If you’re worried about your CIBIL score, Infintech offers free credit report analysis and guidance to improve your profile before applying.
✅ 6. Strong Local Presence in Rajendra Place
Unlike generic online platforms, Infintech has a local team in Rajendra Place who understand the market, the property prices, and banking preferences in the area. This hyper-local expertise is what makes their service highly effective.
Documents Required for Loan Against Property – Salaried vs Self-Employed
Document Type Salaried Individuals Self-Employed Individuals
Identity Proof Aadhaar / PAN / Voter ID Aadhaar / PAN / Voter ID
Address Proof Utility bills / Aadhaar / Rent agreement Same
Income Proof Salary slips, Form 16, Bank statement ITR, Business registration, bank statements
Property Documents Sale deed, property tax, NOC Same
Others Passport-sized photos GST returns, company PAN, etc.
Common Mistakes to Avoid When Applying for LAP
Not checking your CIBIL score beforehand
Submitting incomplete property documents
Applying to multiple banks individually (affects credit score)
Choosing the wrong lender with a high processing fee or hidden charges
Not using a loan consultant like Infintech who can fast-track approvals
Real Client Success Story – From Rajendra Place
Mr. Rakesh Jain, a business owner in Rajendra Place, needed ₹1.2 crores to expand his textile business. After facing multiple delays with traditional banks, he approached Infintech. Within 7 working days, his property was evaluated, loan sanctioned, and funds disbursed by ICICI Bank LAP at an interest rate of 9.25% p.a. with zero processing fee.
His feedback: “Infintech truly understands local property valuation and got my loan sanctioned faster than I expected. Highly recommended!”
Final Thoughts
If you own property in Rajendra Place and need urgent funds for business or personal needs, a Loan Against Property is your best option. And when it comes to quick approvals, transparent processing, and best loan offers, Infintech is the most reliable service provider in the region.
Their local expertise, strong lender network, and customer-first approach make them the top choice for anyone looking to secure a LAP in Rajendra Place or surrounding areas of Delhi.
🔗 Ready to Apply?
Call Infintech at +91-9650885375 or visit: https://infintech.in/ to get a free eligibility check.
