How to Get Quick Approval for Loan Against Property in Old Delhi, Delhi – Why Infintech is the Best Service Provider
In a city like Delhi, where property values are high and financial needs are diverse, a Loan Against Property (LAP) is a powerful financial tool. Whether you’re a business owner in Chandni Chowk, a shopkeeper in Sadar Bazaar, or a resident of Daryaganj, a Loan Against Property in Old Delhi can help you meet urgent funding needs without selling your assets. But many borrowers struggle with one question: How can I get quick approval for a LAP in Old Delhi, Delhi?
This article explores everything you need to know — the process, documents, eligibility, tips for fast approval, and most importantly, why Infintech is the best service provider for quick LAP approvals in Delhi.
What is a Loan Against Property (LAP)?
A Loan Against Property is a type of secured loan where you pledge your residential, commercial, or industrial property as collateral to avail funds. The loan amount is sanctioned based on the market value of the property and your repayment capacity.
You can use the loan amount for:
Business expansion
Debt consolidation
Child’s education
Medical emergencies
Wedding expenses
Working capital needs
Why is Old Delhi a Prime Location for Loan Against Property?
Old Delhi, known for its dense population, traditional markets, and ancestral properties, offers a strong base for LAP. Many property owners in areas like:
Chandni Chowk
Ballimaran
Kashmere Gate
Daryaganj
Lajpat Rai Market
Matia Mahal
have inherited high-value properties. These can be leveraged to get substantial loan amounts, even if the income proof is minimal or the business is cash-based.
Documents Required for Quick LAP Approval in Delhi
Getting quick approval depends largely on submitting the right documents promptly. Here’s what you generally need:
For Salaried Individuals:
Identity Proof (Aadhaar, PAN, Passport)
Address Proof
Salary slips (last 3-6 months)
Bank statements (last 6 months)
Property documents (title deed, chain of documents, map etc.)
Form 16 or ITR (last 2 years)
For Self-Employed:
Business registration proof
Income tax returns (last 2-3 years)
Profit & Loss statement, Balance Sheet (audited)
Bank statements (12 months)
Property documents
Additional Documents:
Recent property valuation report (optional)
Existing loan closure documents (if refinancing)
Photos and signatures
Eligibility Criteria
Every lender has its own criteria, but generally, you must:
Be between 21 to 65 years
Own a clear-title property in Delhi NCR
Have a stable source of income
Have a decent CIBIL score (650+)
Some lenders offer LAP even to borrowers with lower CIBIL if the property is in a prime location like Old Delhi — that’s where service providers like Infintech come in.
Tips to Get Quick Loan Against Property Approval in Old Delhi
Keep Property Documents Ready
Most delays happen due to missing or incomplete property papers. Get the documents verified before applying.
Choose the Right Lender
Every lender has different policies. Public banks take more time, while private banks and NBFCs like Bajaj Finance, Tata Capital, or HDFC offer faster turnaround.
Maintain Good CIBIL Score
A healthy credit score speeds up approval and gets you a better interest rate.
Apply Through a Trusted DSA Like Infintech
Direct Selling Agents (DSAs) like Infintech know which bank or NBFC to approach for your profile. They handle documentation, follow-ups, and approvals faster than when you apply directly.
Get Pre-Valuation Done
Knowing your property’s market value in advance helps in getting better offers and speeds up internal underwriting.
Why Infintech is the Best LAP Service Provider in Old Delhi
Now comes the most important part — Why Infintech? Here are the top reasons why Infintech is the #1 choice for LAP in Old Delhi:
1. Strong Bank & NBFC Tie-ups
Infintech has partnerships with 30+ leading banks and NBFCs like:
HDFC Ltd.
ICICI Bank
Axis Bank
Tata Capital
Bajaj Finserv
PNB Housing
LIC Housing
This means they can quickly match your profile with the right lender and get the best deal.
2. Quick Approvals – As Fast As 3 Days
Infintech’s internal team ensures that your file is prepared correctly and sent to the lender without delays. In most cases, approvals come in 3–5 working days.
3. Special Focus on Old Delhi Properties
They specialize in cases from areas like Chandni Chowk, Sadar Bazaar, and Chawri Bazaar where documentation is complex and properties are old. They know how to handle registry issues, GPA properties, and multiple co-owners.
4. Loan Amount up to ₹25 Crores
Whether you’re looking for a small loan of ₹5 lakh or a big-ticket loan of ₹25 crore, Infintech can help. They know which lender offers high LTV (Loan-to-Value) based on your property.
5. Lowest Interest Rates in Delhi NCR
Infintech negotiates on your behalf to get the lowest LAP interest rates, starting from 8.5% p.a., which saves you lakhs over the loan tenure.
6. Free Doorstep Service
From document pickup to property valuation and loan disbursal — everything is managed at your doorstep. Hassle-free for busy professionals and traders.
7. No Upfront Fees or Hidden Charges
Infintech charges no upfront consultation fees. Charges are disclosed transparently after loan approval.
8. CIBIL & Document Issues? They Handle It.
If you’ve been rejected earlier due to low credit score, Infintech can still help by:
Structuring the loan differently
Approaching alternate NBFCs
Improving your eligibility
Client Testimonials
“I had a property in Kashmere Gate but didn’t have regular income proof. No bank was helping. Infintech arranged a loan of ₹80 lakhs from a reputed NBFC in just 7 days.”
– Ramesh Arora, Trader
“Very professional team! They helped us raise ₹1.5 crore against our ancestral home in Ballimaran at the best rate.”
– Nasir Ali, Businessman
Conclusion
If you’re based in Old Delhi and need a quick loan against your property, the key lies in choosing the right partner who understands the local market, knows lender policies, and offers hands-on support.
Infintech stands out as a trustworthy, experienced, and resourceful loan service provider in Delhi, especially for complex LAP cases in Old Delhi.
Contact Infintech for Free Consultation
📞 Phone: +91-9650885375
🌐 Website: https://infintech.in/
📍 Address: Serving clients across Old Delhi, including Chandni Chowk, Sadar Bazaar, Daryaganj, and more.
📧 Email: admin@loan7d.com
Need money urgently? Don’t wait.
Apply now with Infintech and unlock the value of your property — fast, easy, and stress-free.
