How to Get Quick Approval for Loan Against Property in Connaught Place, Delhi – And Why Infintech is the Best Service Provider
In the bustling heart of Delhi, Connaught Place (CP) stands as a symbol of economic activity, upscale businesses, and vibrant commerce. With rising financial needs for both individuals and businesses in the area, Loan Against Property (LAP) has become one of the most preferred financing options. Whether you’re expanding a business, funding a wedding, covering medical expenses, or consolidating high-interest debts, LAP offers a secured and economical solution.
But getting quick approval for a loan against property isn’t always easy—unless you know the right steps and connect with the right loan service partner. That’s where Infintech comes in as the most trusted and efficient service provider for LAP in Connaught Place, Delhi.
In this article, we will explore:
What is a Loan Against Property?
Step-by-step process to get quick approval in Connaught Place
Required documents and eligibility
Tips to fast-track the process
Why Infintech is the best choice for LAP services in Delhi NCR
What is a Loan Against Property (LAP)?
A Loan Against Property is a secured loan where you pledge your residential, commercial, or industrial property as collateral to a bank or NBFC. The lender provides you a loan based on the property’s market value—typically up to 60-75% of its current market worth.
Unlike unsecured loans, LAP offers:
Lower interest rates
Higher loan amounts (₹5 lakh to ₹25 crore or more)
Flexible repayment tenures (up to 15 years)
Quick disbursal when done right
Step-by-Step Guide to Get Quick LAP Approval in Connaught Place, Delhi
If you’re located in Connaught Place or nearby areas like Barakhamba Road, Janpath, or Kasturba Gandhi Marg, here’s how to secure a Loan Against Property quickly and hassle-free:
1. Assess Property Value
Start by estimating the current market value of the property you plan to mortgage. Lenders will sanction a loan based on Loan-to-Value (LTV) ratios, which can range from 50% to 75%.
If you’re unsure about the value, Infintech offers free property evaluation services with expert local tie-ups.
2. Check Eligibility Criteria
While each bank/NBFC may have its own norms, the basic LAP eligibility includes:
Indian resident (Salaried, Self-employed, or Business Owner)
Age between 25 and 65 years
Clear property title and ownership
Satisfactory credit/CIBIL score (usually above 650)
Infintech helps you understand your eligibility instantly through its in-house experts.
3. Get Your Documents Ready
For faster approvals, gather all necessary documents beforehand:
Basic Documents:
Aadhar & PAN Card
Passport-size photographs
Property documents (Title deed, registry papers, prior chain documents)
Income proof (ITR, salary slips, bank statements)
Business proof (for self-employed)
Additional (if applicable):
Existing loan documents
GST certificate
Rent agreements (for commercial properties)
4. Apply Through Infintech for Instant Processing
While banks often take weeks, Infintech has tie-ups with 50+ lenders, including:
HDFC Ltd.
ICICI Bank
Axis Bank
Tata Capital
PNB Housing
Bajaj Finserv
The application process is 100% digital and personalized. You simply upload documents, and Infintech handles everything—from lender shortlisting to negotiation and final disbursement.
Tips to Speed Up LAP Approval in Delhi
Want the money in your account in just 5-7 working days? Follow these pro tips:
Choose the Right Property: Lenders prefer properties in premium locations like CP due to high resale value.
Maintain a Good CIBIL Score: Anything above 700 improves your approval chances and lowers interest rates.
Opt for Co-Applicant: Adding a co-owner/co-borrower increases loan eligibility.
Avoid Legal Discrepancies: Ensure your property is free from disputes or missing documents.
Use a Trusted Loan Consultant Like Infintech: They do all the legwork while you sit back and relax.
Why Infintech is the Best LAP Service Provider in Connaught Place
There are many loan consultants and agencies in Delhi, but Infintech stands out for several key reasons:
✅ 1. Strong Banking Network
Infintech is officially partnered with over 50+ banks and NBFCs, giving clients multiple options based on their income, property, and urgency.
✅ 2. Quick Turnaround Time
With an average approval time of 3-4 working days and disbursal within a week, Infintech’s team ensures you don’t waste time on paperwork or waiting for callbacks.
✅ 3. Personalized End-to-End Support
From property valuation to document collection, application filing, lender comparison, and final disbursal, you get 1-on-1 guidance from local LAP experts.
✅ 4. High Approval Rate
Even clients with moderate credit scores or complex property titles find approvals through Infintech—thanks to their customized lender mapping and negotiation support.
✅ 5. No Hidden Charges
All service charges, processing fees, and bank terms are transparently disclosed. No hidden brokerage or middlemen costs.
✅ 6. Free LAP Consultation in CP
Infintech offers free doorstep consultation in Connaught Place and nearby areas, ensuring personalized attention without any upfront commitment.
LAP Interest Rates in Connaught Place (2024-25 Snapshot)
Bank/NBFC Interest Rate (Starting) Max. Tenure Processing Fee
HDFC Ltd. 9.00% Up to 15 yrs 1% + taxes
ICICI Bank 9.25% Up to 15 yrs 0.75% – 1%
Axis Bank 9.35% Up to 15 yrs ₹10,000 + GST
Bajaj Finserv 10.00% Up to 18 yrs 1.2% of loan amt.
PNB Housing 9.50% Up to 15 yrs 1% or ₹15,000 max.
Rates may vary based on applicant profile and property type. Infintech ensures the best-negotiated rate.
Final Thoughts
A Loan Against Property can be a powerful financial tool—provided you secure it smartly. If you’re based in Connaught Place or nearby and need a quick, reliable, and professional LAP service, Infintech is your best bet.
With local expertise, strong bank ties, and a team that’s committed to transparency and speed, Infintech helps you turn your property into financial strength—without the headaches of traditional processes.
📞 Need Help?
Call Infintech at +91-9650885375 or visit https://infintech.in/ to book your free loan consultation in Connaught Place, Delhi.
Infintech – Making Loans Simple, Smart, and Speedy.
